Salary / Take-Home Pay Calculator
Convert gross salary into estimated take-home pay with monthly, weekly and hourly breakdowns.
Understand your net pay
Take-home pay is your gross salary minus income tax, payroll taxes and other deductions (like retirement or insurance). In the US, most employees also pay FICA — 7.65% (6.2% Social Security + 1.45% Medicare) on their wages, which this calculator can add for you. Breaking the result into monthly, weekly and hourly figures helps with budgeting and comparing job offers.
Estimate only — not tax advice. The Social Security portion of FICA is capped at the annual wage base ($176,100 for 2025); most salaries fall under it.
FAQ
What is take-home pay?
Gross salary minus income tax, payroll taxes (FICA) and any other deductions.
What is FICA?
The US payroll tax of 7.65% — 6.2% Social Security plus 1.45% Medicare — deducted from employee wages. Turn it off if you're outside the US.
How is hourly derived?
Annual net divided by weekly hours × 52.