Paycheck Calculator
Estimate your net pay per paycheck after tax and deductions.
How your paycheck is built
Pre-tax deductions (like 401(k) or health insurance) lower your taxable pay first. Then income-tax withholding and — for US employees — FICA payroll tax of 7.65% (6.2% Social Security + 1.45% Medicare) are applied. The resulting annual net is divided by your number of pay periods to give your per-paycheck take-home.
Estimate only — not tax advice. FICA's Social Security portion is capped at the annual wage base ($176,100 for 2025).
FAQ
How is net pay per check calculated?
Annual net (after tax, FICA and pre-tax deductions) divided by pay periods per year.
What is FICA?
The US payroll tax of 7.65% — 6.2% Social Security plus 1.45% Medicare. Turn it off if you're outside the US.
What is a pay period?
How often you're paid — weekly, bi-weekly, semi-monthly or monthly.